broker Plans

CDPHP^® SmartOptions^SM

Now employers can offer three different benefit options—all for just one low price. CDPHP SmartOptions has a plan for everyone, whether they prefer predictability, more control over their health care dollars, or something in between. Learn more about CDPHP SmartOptions.

Comprehensive coverage with a wide range of choices.

Ability to choose providers in and out of network without referrals.

The benefits of Medicare, and more, for employees and retirees.

Full coverage with a blend of copayments and coinsurance.

CDPHP SmartOptions

CDPHP^® SmartOptions^SM lets employers offer employees three benefit options—all for one price.

The most affordable premiums, plus the option to open an HSA.

Plan with no deductibles and no surprises.

When "one-size-fits-all" doesn't fit your large business' health plan needs.

Health coverage for small businesses, sole proprietors, and uninsured working individuals.

A range of options and a network of thousands of dental practitioners and specialists.

Government Programs

Federal Employees, NYS Employees, Child Health Plus, Family Plus, and Select Plan (Medicaid).

Individual Plans

Direct-pay plans for uninsured individuals, families, and Medicare eligible beneficiaries.

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