Transitional EPO & PPO Plans
Low Cost, High Quality Care
Transitional Plans from CDPHP Universal Benefits, Inc. (CDPHP UBI) provide you with comprehensive coverage, affordably priced.
- Office visit copayments as low as $20.
- Affordable annual deductibles start at only $500 and do not apply to doctor visits, urgent care, physical therapy, lab, X-ray, and many other routine, office-based services.
- 100 percent coverage with no out-of-pocket expenses after you reach a coinsurance maximum.*
- National network access to more than half a million providers.
Save 20 Percent at 6,200 CVS Stores Nationwide
- CDPHP will send you a free CVS ExtraCare® Health card to receive this special discount on CVS brand health-related products.
- Learn more about your CDPHP CVS ExtraCare Health card.
Helping You Stay Healthy
- No cost for the following preventive health care services:
- Routine annual physicals for adults and children.
- Associated laboratory tests and other ancillary services associated with annual physicals.
- Annual mammograms, cytology screenings, prostate cancer screenings, and most immunizations.
- Allergy injections.
- Large network of preferred vendors where imaging and diagnostic laboratory services are covered in full.
Hospital-Based Facility Services
- Hospital stays and most hospital outpatient services are the only services subject to the deductible and coinsurance.
- Once you meet the deductible, CDPHP covers 80 percent of your hospital stay, including all ancillary services.*
- Physician services during hospitalization are covered in full but subject to the deductible.*
* When using the out-of-network benefits with the Transitional PPO plan, you are also responsible for the difference between non-participating provider charges and an allowed amount, even after the coinsurance maximum has been met.
The Transitional EPO and PPO plans are underwritten by CDPHP UBI. This summary offers highlights but does not detail all benefits, limitations, or exclusions. It is not a contract and may be subject to change. For more detailed information, a Membership Certificate is available upon request.
