At CDPHP, our HMO plans cover a complete array of in-network care with low out-of-pocket costs for all covered services. Just select an in-network doctor to act as your primary care physician (PCP) and we’ll take care of the rest!
HMO plans include:
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Affordable copayments or coinsurance per visit after meeting your deductible (if any)
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No charge for certain preventive care, including routine annual physicals, immunizations, and screenings
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OB/GYN visits without a referral
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Worldwide coverage for emergency care
How it Works
With an HMO simply select a primary care physician (PCP)
At CDPHP, our HMO plans cover a complete array of in-network care with low out-of-pocket costs for all covered services. Just select an in-network doctor to act as your primary care physician (PCP) and we’ll take care of the rest!
You can change your PCP or OB/GYN after logging into cdphp.com using your member ID and password. If you need help choosing a physician, please contact the CDPHP Member Services Department or use our Find-A-Doc tool.
This summary offers highlights but does not detail all benefits, limitations, or exclusions. It is not a contract and may be subject to change. For more detailed information, a Membership Certificate is available upon request.
Note: All non-emergency health services must be provided by a Capital District Physicians’ Health Plan, Inc.® (CDPHP) participating provider (including hospital admissions) unless otherwise pre-authorized by CDPHP.